Dear Credit Card Companies,

Leave me alone.

I have absolutely no interest in finding myself further in debt by opening up another card.

And let’s be real, racking up a little extra debt is tempting when I have only $13 in my bank account. Your shiny, plastic temptations come when I want to rip open those envelopes the most.

But you’re only out to hurt me.  You’re only out to ruin my credit.  Which is ironic because your a credit company.

And, to add further insult, you’re letters are inconvenient to throw away.  I have to shred them to prevent someone else jacking up my credit after they steal my identity.  I have $13 to my name and I don’t own a shredder – stop making my life hard.

I’m working to bring down my debt.  I got a second job and I’m freezing my current credit card.  I don’t buy coffee out anymore.  In making significant changes to better my financial situation.

Stop pre approving me. Stop tempting me.  Leave me alone to work off my debt in peace.

Sincerely,

Olivia