Dear Credit Card Companies,

Leave me alone.

I have absolutely no interest in finding myself further in debt by opening up another card.

And let’s be real, racking up a little extra debt is tempting when I have only $13 in my bank account. Your shiny, plastic temptations come when I want to rip open those envelopes the most.

But you’re only out to hurt me.  You’re only out to ruin my credit.  Which is ironic because your a credit company.

And, to add further insult, you’re letters are inconvenient to throw away.  I have to shred them to prevent someone else jacking up my credit after they steal my identity.  I have $13 to my name and I don’t own a shredder – stop making my life hard.

I’m working to bring down my debt.  I got a second job and I’m freezing my current credit card.  I don’t buy coffee out anymore.  In making significant changes to better my financial situation.

Stop pre approving me. Stop tempting me.  Leave me alone to work off my debt in peace.